Waterdam Physical Medicine payment policy
We understand that bills add up in the medical field. Coming to get treatment for painful conditions has to be considered an investment in yourself. In our office we are very flexible with accepting payments toward deductibles, co-pay and co-insurances. Statements are sent out 30, 60 and 90 days after we receive confirmation from an insurance company of what a patient is responsible for. Many patients are eligible to receive some sort of discounts on bills based on the type of care given in the office. It is our way of saying thanks for coming to us with your health care needs.
However, like any other business, we have to receive payment for services in a timely manner to continue to provide quality care for everyone. Several options are encouraged.
Co-payment taken at the time of service
Payment in full at the 30, 60 or 90-day statement mailed out
We will take partial payments toward a balance on a weekly/monthly basis.
We also participate with Care Credit for larger deductibles to spread payments out over a 6-month period. Patients may inquire as to how to get enrolled with Care Credit in the office.
If no attempt to make payments toward a balance is made by the 90-day statement, the account may be turned over to a collection service. Any discount that was previously applied to a bill will have to be waived in order to cover the cost of the collection agencies charges.
Most insurance plans are accepted at our office. We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.
Our focus at Waterdam Physical Medicine is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family. In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.
Health on a Budget
At Waterdam Physical Medicine, we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help! The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously. As the old saying goes, if you don't have your health, you don't have anything. Unfortunately, too many people don't discover how true that statement is until it is too late.